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The college was created to continue New York State's position as a leader in homeland security, cybersecurity and emergency preparedness and as a response to the growing need for professionals in those fields. Advances in technology, and increased threats to terrorism and cybersecurity in the past few decades called for the formation of this college. Overall it was a strategic political and economic decision by Governor Andrew Cuomo as it would provide training in a field that's expected to grow by 650,000 employees (for cybersecurity) in the next decade*.

*http://www.albany.edu/news/57214.php

With over 80 citations, and a wide variety of sources (few of which are repeated), we know that this research article was infer that a good deal of time and care was spent on this article. There are lots of citations to steel investigation, structural and architectural references, government building standards, similar historical disasters, and news articles reporting on 9/11. Without even reading the article, one can suppose a good deal about the article and how it was produced.

The argument is supported with case studies, anecdotal evidence from medical officers, research on the history of the article, and news reports regarding the law. 

I looked more into the U.S. policy on uninsured patients, ER hospital policy, and how they are treated. If you go the ER without insurance, you are expected to pay the full bill; however you are guaranteed under the federal Emergency Medical Treatment and Labor Act to receive treatment regardless of your ability to pay it. There are assistance programs available to help those whom cannot afford to pay their medical bills. Some of these are private charities, there are government programs that help with those at or below the poverty line, and the hospitals themselves will often negotiate a much lower price than originally billed for to meet a patient’s financial need. Despite this, there are still many cases where all of the above are not sufficient enough to keep patients out of bankruptcy. (http://health.howstuffworks.com/medicine/go-to-er-without-insurance.htm)

The policy doesn't specifically address the elderly or children, who are very vulnerable populations during disasters/ emergencies (but it does address pets and animals in Title IV).